Effective Date: January 1, 2025 · Last Updated: March 27, 2025 · binaryaddpesa.com
To provide our services — including Deriv account creation and M-Pesa fund transfers — we collect the following categories of data:
⚠️ Important: BinaryAddPesa is a third-party integration platform. Your actual trading account, trading history, and trading funds are held and managed directly by Deriv (deriv.com). We facilitate the onboarding and funding process but do not operate as a financial institution or broker.
| Purpose | Data Used | Legal Basis |
|---|---|---|
| Create and verify your account | Name, email, phone, ID | Contract performance |
| Register your Deriv account via our affiliate link | Identity & KYC details | Contract performance |
| Process M-Pesa → Deriv deposits | M-Pesa number, transaction data | Contract performance |
| Process Deriv → M-Pesa withdrawals | M-Pesa number, Deriv balance | Contract performance |
| Send transaction notifications | FCM token, transaction status | Legitimate interest |
| Customer support and dispute resolution | Account & transaction history | Legitimate interest |
| App performance monitoring | Device info, crash logs | Legitimate interest |
| Legal & regulatory compliance | Identity, financial records | Legal obligation |
We do not sell your personal data. We share it only in these circumstances:
We implement industry-standard security measures to protect your data:
⚠️ Note: No method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security. If you suspect unauthorised access to your account, contact us immediately at support@binaryaddpesa.com.
We retain your data as follows:
| Data Type | Retention Period |
|---|---|
| Account information (name, email, phone) | Duration of account + 5 years |
| Transaction records (M-Pesa ↔ Deriv) | 7 years (financial regulation) |
| KYC / identity documents | 5 years after account closure |
| App analytics and crash logs | 90 days (rolling) |
| Push notification tokens | Until app uninstall or token refresh |
You may request deletion of your account and personal data at any time. See Section 6 or visit our Data Deletion page.
Under the Kenya Data Protection Act (2019) and applicable regulations, you have the right to:
To exercise any of these rights, contact us at support@binaryaddpesa.com or visit our Data Deletion Request page.
BinaryAddPesa is a financial services platform intended exclusively for users aged 18 years and above. We do not knowingly collect personal data from individuals under 18. Deriv's own minimum age requirements also apply.
If you believe a minor has created an account on our platform, please contact us immediately at support@binaryaddpesa.com and we will promptly delete the account.
Our App integrates with the following third-party services. Each operates under its own Privacy Policy:
We are not responsible for the data practices of these third parties. We encourage you to review their respective privacy policies.
We may update this Privacy Policy from time to time. When we do, we will:
Continued use of the App after changes are posted constitutes acceptance of the updated policy.
If you have questions about this Privacy Policy or wish to exercise your data rights, reach us through: